Released on = August 2, 2007, 5:21 am

Press Release Author = R and R Finance

Industry = Financial

Press Release Summary = Unsecured business lines of credit can help small companies
and start ups with access to funds for expansion and protect personal assets.

Press Release Body = Small businesses fail for many reasons but one of the biggest
is the lack of financing according to Gary Rees, Managing Partner of R and R
Finance.

R and R Finance, based in Southern California specializes in arranging unsecured
business lines of credit from $300,000 up to $5 million for small and start up
companies nationwide.

\"Unsecured business lines of credit could be the answer for the company that is
looking to move to the next level. The credit lines offers the small business owner
access to funds for expansion, marketing or even provide relief for slow
receivables,\" states Rees.

\"One of the biggest benefits for the small business owner is the unsecured business
lines of credit do not effect the personal credit. This should be music to the ears
of the business start-up.\"

\"At one time or another we all have dreamt of bringing a new product or service to
market and becoming the next Bill Gates. The idea is nurtured and well-meaning
friends and relatives offer their encouragement to pursue your dream. A new
entrepreneur is born.\"

\"What we don\'t realize is that this encouragement gives us a false sense of security
and we don\'t plan adequately, especially with finances. Instead we are charged with
the belief that if those closest to us love the idea there must be thousands or even
millions of others out there that will buy the product or service.\"

\"Start up funds usually originate from a 401K or a home equity loan. Now we come to
one of many major decisions that will have to be made. Do we quit our job or just
work part-time on the dream?\"

\"By not quitting your job can be an indication that you do not have enough faith in
the product or service. But generally it is because the new venture does not have
enough funding.\"

Rees continues \"It is very tough to a launch a new product or service on a part-time
basis especially if you\'re working regular business hours. The new venture is going
to require effort during normal business hours too. Part-time effort is going to
produce part-time results.\"

\"The potential for failure is not so much in the idea, or the dedication, but in
available funding. Keeping your job to finance the project is probably a good
indication of financial problems ahead.\"

\"Most entrepreneurs grossly underestimate how much money if takes before the
business becomes profitable. As a new business owner if you have ever tried to get
financing from a bank, you have probably been turned down with the advice to \"come
and see us in three years.\""

A recent study by Stanford University states that 9 out 10 new businesses fail in
the first year, usually due to lack of experience and/or under capitalization.

\"Unsecured business lines of credit are the vehicle to keeping your company solvent
in lean times and will provide access to funds for expansion,\" concludes Rees.

For more information on unsecured business lines of credit please call Gary Rees, R
and R Finance at 800-559-2188 or visit http://www.rnrfinance.com/


Web Site = http://www.rnrfinance.com/

Contact Details = http://www.rnrfinance.com/
R and R Finance
800-559-2188